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How to spot a scholarship scam in Nigeria

The warning signs of fake scholarships: fees, urgency, guarantees, free email addresses and requests for bank details, and how to check an offer.

Providia Editorial · Updated 29 September 2026 · 4 min read

The warning signs

  • You're asked to pay: an application, form, processing, 'release' or 'clearance' fee
  • You're asked for your ATM card number, PIN, BVN or bank password
  • The award is 'guaranteed', or you 'won' a scholarship you never applied for
  • It's urgent: 'pay within 24 hours or lose your slot'
  • Messages come from a Gmail or Yahoo address, or only through WhatsApp or Telegram
  • The website address is slightly different from the real organisation's

How to check an offer

  1. Find the organisation's official website yourself (don't use links in the message)
  2. Look for the scholarship on that website, with the same dates and details
  3. Contact the organisation using details from its own website
  4. Paste the message into Providia's free scam checker to see which warning signs it has

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Questions

Are there any genuine scholarships that charge fees?

Some study-abroad applications involve fees paid to universities or testing bodies (for example IELTS), but a scholarship itself shouldn't charge you to apply or to receive the money. If in doubt, confirm on the official website.

Scholarship lists